Insurance Companies Don’t Care About Your Recovery
An accident can change your life in a second. What may start as a regular day ends with a damaged car, a hospital stay and missed days or weeks of work. The bills start piling up, and you may feel tempted to accept the offer that the insurance company keeps calling you about. However, it is often in your best interest to contact a personal injury attorney and pursue the compensation they owe you.
Insurance companies are notorious for offering low settlements to accident victims to try and settle the case as quickly and cheaply as possible. The settlements insurers offer are often far below what is fair. Our experienced personal injury attorneys at Edwards & Kautz Law Firm in Paducah have over 150 years of combined experience advocating for injured clients and getting them the compensation they need to recover and move forward. We know how insurance companies operate and are familiar with the moves they make. We won’t let them take advantage of you in such a vulnerable time.
Determining What Kind Of Insurance Claim To File Can Be Confusing, We Can Help
In Kentucky, the type of insurance claim you file after an accident depends on the facts and circumstances of your case. A first-party insurance claim is filed against the insurance company you purchased to cover injury and property damage, including health insurance, personal injury protection and uninsured motorist coverage. These claims are filed directly against your own insurance, and damages are recovered based on the terms of your insurance policy.
A third-party insurance claim covers damages caused by the other party’s fault or negligence, including auto liability insurance, homeowners insurance coverage and commercial motor vehicle insurance. The injured person files a third-party claim against the negligent party’s insurer. For example, if your vehicle is hit by another car driving negligently, you would file a third-party insurance claim against the negligent driver’s insurance company.
Our personal injury attorneys can review your case and advise you on your options and what kind of claim to pursue. Depending on the terms of your policy and the circumstances of your case, you may be entitled to damages for medical bills, lost wages, property damage and emotional distress.
Don’t File An Insurance Claim Alone – Contact Us To Get Started Today
Having experienced legal representation when filing insurance claims is an invaluable resource that can make a huge difference in the outcome of your case. We won’t let an insurance company take advantage of you and offer you less than you deserve.
We work on a contingency basis for personal injury cases. Unless we win or you settle your case, you don’t pay. With no upfront costs, you can schedule your free consultation with confidence. Contact us today to learn more about how we can help you file an insurance claim. Call Edwards & Kautz Law Firm at 270-908-4914 or email us to get in touch.