If you work in Kentucky and are injured on the job or suffer an illness related to your job, you may be able to claim workers’ compensation benefits. Compensation helps cover your medical expenses and lost wages. If you have an employer, you are likely eligible for workers’ compensation in Kentucky. Only a few employers are exempt from the coverage laws. Even part-time employees may be eligible if they have been injured on the job. Compensation and Benefits If you have been injured on the job, you have certain rights under Kentucky law, including:
- Medical care for your injury, without paying a copay.
- Replacement of your lost wages.
- The right to select your own doctor.
- The right to the information needed to process your claim.
- The ability to apply for permanent disability if you file your claim correctly and in a timely manner.
If you have been injured in the workplace, and your employer denies you coverage, seek out an experienced worker’s compensation attorney to help you challenge their decision. Filing a Claim Let your employer know as soon as you have been injured or diagnosed with an occupational-related condition. Your employer is required to furnish you with the paperwork you will need to file for worker’s compensation in Kentucky. Claims should be filed with the Department of Workers’ Claims in Kentucky. The actual form you use will depend on your claim; injuries, hearing loss and occupational diseases each have their own separate claims forms. Other forms you will need to complete include medical and health history, employment history and a variety of release forms that consent to treatment. Hang on to any treatment reports and forms from your doctor, as well–you may need them to back up your claim. Appeals Workers’ compensation is a complex process in Kentucky, and sometimes claims are denied or fulfilled incorrectly. When this happens, you will need a workers’ compensation attorney to help you cut through the red tape and get the benefits you need to cover your injury or illness. If you do get a denial letter, it is important to seek help right away; delays in filing an appeal could postpone your benefits even further. If you need to appeal a decision against your workers’ compensation in Kentucky, contact Edwards & Kautz at 866-795-5087 and schedule a free legal consultation with one of our experienced workers’ compensation attorneys.