When a severe car accident happens, you usually see broken bones or head injuries. But sometimes, the worst injuries are deep inside the body and last a lifetime. Internal organ damage is a significant example, occurring due to the immense force of a collision.
If your loved one is suffering from this specific injury, it is essential to understand that it requires specialized medical and legal attention.
Outlining the challenges of internal injuries
Unlike external injuries, internal organ damage can present subtle symptoms and may require more time for a full diagnosis. Because of this delay, insurance companies can argue that your loved one’s internal injury does not have a causal relationship with the car crash.
Moreover, your family has the job of proving that the other driver’s fault was a major reason the harm happened. Providing extensive medical evidence can help your loved one’s case. This should contain statements from surgeons and internal medicine experts, highlighting the link between the collision’s blunt force trauma and their injuries.
Understanding the extent of recovery
Organ damage requires complex care and many procedures. Due to the damaged muscle tissue and nerves, recovery often involves multiple surgeries and physical therapy. Your loved one may also need dialysis or organ transplantation, as the affected organ suffers from permanent loss of function.
While your Personal Injury Protection (PIP) coverage helps, its $10,000 minimum limit can be insufficient. Your loved one can file a tort claim against the at-fault driver, provided they meet the state’s legal threshold for a lawsuit.
Taking action instead of waiting
Internal organ damage can be challenging to handle, especially when the at-fault driver’s insurer counters your claim. Seeking legal counsel can offer guidance in navigating the matter and building a strong case while meeting Kentucky’s strict two-year time limit for car accident claims.