Edwards & Kautz
Protecting your rights in western Kentucky

August 2014 Archives

Determining Compensation After A Car Accident

In 2013, 613 people were killed in vehicle accidents on Kentucky roadways. Thousands more were injured with some of them left permanently disabled. In just a few moments, lives can be changed forever. Those who have lost loved ones in car accidents that were caused by another's negligence may be able to obtain compensation for their loss by contacting a car accident attorney and filing a wrongful death lawsuit. Those who are injured also may need legal assistance. If you were injured in a vehicular accident, you know how overwhelming it can be as medical expenses pile up. Your stress is compound if you are unable to work and are losing wages while you are recovering from the life-changing injury. Your income decreases as your expenses increase. Your injuries may be so serious that you may not be able to return to your former employment if you can return to work at all. Insurance companies are notorious for making a low settlement offer at times like this. They know you need money and expect you not to consider your future medical expenses or lost wages. This is the time for you to call a car accident attorney who will evaluate your case and zealously work for you to obtain all the compensation to which you are entitled.

Kentucky Is A No Fault State. What Does That Mean For Me After A Car Accident?

A lot of clients will tell us that they were injured in a motor vehicle accident but didn't receive the medical treatment they needed because they didn't have health insurance. We inform them that in fact they did have coverage. It is required by law that everyone who drives a motor vehicle on the public roads of Kentucky, or anywhere for that matter, has car insurance. Because Kentucky is a No Fault state, it is also required that everyone have at least $10,000.00 worth of No Fault coverage. Also known as Personal Injury Protection, or PIP, this coverage is provided by your own car insurance company whenever you or a passenger of yours has been injured in a motor vehicle accident, regardless of fault. If you are injured in an accident, your car insurance company will pay the first $10,000.00 of the medical bills related to your accident. If the accident was not your fault, your insurance company will recoup this money from the other driver's insurance company. The purpose of the PIP money is to allow you to receive the medical treatment you need in a prompt manner and to not allow any medical bills to go unpaid. This PIP money can also be used to replace lost wages due to a motor vehicle accident. If a treating physician has taken you off of work for at least one (1) week as a result of your motor vehicle accident, your car insurance company will pay up to $200.00 per week to you for lost wages. You can receive this lost wages compensation up to $200.00 per week for each week the treating physician has you off work. If you have questions or if you have been involved in a car accident, contact a lawyer at Edwards & Kautz to discuss it. We can be reached at 866-795-5087 or by filling out a form on our website.

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Edwards & Kautz

Edwards & Kautz
222 Walter Jetton Blvd
Paducah, KY 42003

Phone: 270-908-4914
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