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Can you file a claim as a passenger injured in a car accident?

On Behalf of | May 2, 2023 | Car Accidents |

Being a passenger in a car accident can result in severe pain and injuries. Furthermore, medical bills and lost earnings can cost you significantly.

Fortunately, you have options, including filing an insurance claim or pursuing a personal injury case, to receive the support you deserve after a serious car accident.

No-fault auto insurance in Kentucky

Car insurance in Kentucky follows a no-fault principle. Therefore, you can file an injury claim through your own insurer after an accident. In addition, the driver of the car in which you were a passenger might have an insurance policy that could also provide you with coverage. Finally, if the driver of the other car was at-fault, you could consider making a third-party insurance claim.

Personal injury claims for passengers

Although there are multiple options for obtaining support after an accident, it can sometimes be challenging for injured passengers to receive fair compensation. As an injured passenger, you could take legal action against the drivers, vehicle owners and insurers. Litigation can be especially useful if you need to resolve a dispute with an insurance company.

A personal injury lawsuit might be appropriate if you have a serious, life-altering injury. Some accidents can permanently disfigure an individual or cause long-term disability or loss of function. Others can result in expensive ongoing care, such as hospitalization or physical therapy.

If you experience severe harm and injuries as a passenger in a car accident, you can file insurance claims and take necessary legal action to receive the support you need.